If you think identity theft can not happen to you then you are wrong. Last year when we went to Hawaii my identity being stolen was the least of my concerns. We were in Hawaii for 2 weeks and when we returned I had several letters in the mail from a couple of different companies that I had made purchases with, one of which was Disney. We had Lani in the book and video club that Disney has out. According to the letter a person at the credit card processing company Disney uses stole information about people’s accounts. As I continued to read the letter I discovered they got my birth date, credit card number, my 3 digit security code, mailing address, and phone number. Before I knew it I was being flooded with phone calls from collection agents. I did a search on the people that were calling me and they too had a scam going. It was not until I called my bank to cancel the credit cards that they confirmed the phone scam and suggested I change my phone number as well. There are several services out there such as life lock that can help you keep your information safe.
I was lucky in the fact that my identity stayed intact but it could have been so much worse. Life lock will have your name removed for all of the “pre-approved” credit cards you get in the mail, cutting down your chances of fraud. Also not to mention it cuts down on all of the stuff you get in your mailbox. Another feature is called Wallet Lock. If you lose your wallet just give them a call and they take care of helping you to get all of the credit card companies to cancel the cards and get you new ones.